Voluntary payment equity release calculator

Create your own equity release scenario and our voluntary payment calculator will analyse how much you could save by making repayments, and what your future mortgage balance will be.

Voluntary payment equity release calculator

Compare Equity Release

Checked for accuracy and updated on 27 June 2023

Voluntary payments are becoming a popular feature across most plans including - lump sum, drawdown, interest only and enhanced lifetime mortgages. Plans including the voluntary payment option, allow a maximum of upto 15% of the original amount borrowed to be repaid each year, free of charge and without penalty.

Our voluntary payment equity release calculator will give you an understanding of how much money you could save by inputting how much you'd like to pay back to the lender. So, if you wish to manage your balance by making ad-hoc or regular payments, you can see how much inheritance you could leave behind.

Things to know about your results

The voluntary payment results shown in calculations are only for illustrative purposes and cannot be guaranteed. Interest rates are subject to change and can depend on location and how much capital is needed to meet your personal circumstances.

All results provided are calculated on a single life basis.
To understand the features, benefits and risks of a lifetime mortgage, please contact us and ask for your own individual, personalised illustration.